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Frequently Asked Questions (FAQs)

If you have a question that is not here then do not hesitate to ask your Support Member.

Questions about Finance

Q: I am currently on a low income so how can I afford a property?

Q: I have read about securing half of your investment loans for the next 3 years due to the US Sub-Prime collapse. I also wanted some thoughts regarding interest rates under a Rudd government? How high do you think they will go and what will it mean to the property industry, in particular, young investors?

Q: With interest-only loans, will I ever own the investment properties I buy?

Q: I don’t seem to have much spare money so how can I afford an investment property?

Q: What if I don't have a cash deposit for an investment property?

Q: I have been to my own bank and they've said 'No' to my investment loan. What do I do?

Q: What if interest rates rise?

Questions about Research

Q: What if property prices stagnate?

Q: Why does the Club concentrate on selecting property mainly in Brisbane, Perth, the Gold Coast, Sydney and Melbourne – are these the best areas for investment?

Q: Whilst historical price patterns look great and the Club's concept is based on past growth rates, how can you be sure this will prevail in the future?

Q: Most people say 'location, location, location' when it comes to property. Should I buy prime residential property?

Q: How are areas chosen for good rentals and capital growth?

Questions about The Investors Club

Q: Who pays for all the Club's free services?

Q: What does the Club get out of this?

Questions about Strategy

Q: Why are we brought up believing we shouldn’t borrow money?

Q: Would there be a glut if every Club member bought investment properties?

Q: Land tax is increasing in some states so is it still viable to invest there and get positive cash flow?

Q: Is there a ‘good’ or ‘bad’ time to invest in property?

Q: What will happen if negative gearing is abolished?

Q: What if my partner doesn’t want to risk the family home?

Q: Are villas, townhouses and apartments different from houses?

Q: What happens when inflation is low?

Q: Should I avoid old properties because of lower depreciation and higher maintenance?

Other Questions

Q: What will happen if I lose my job?

Q: Do I have to get deeply involved if I invest in real estate?

Q: Why hasn’t my accountant told me all about property investing?

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