iPlan Insurance

At The Investors Club we have announced to all the appointment of iPlan to assist members with coverage on Personal Risk Insurance. Should members seek a face to face review, this is available in all Capital cities and is to be coordinated with our new Risk Insurer.

Please call iPlan Financial Services on 1300 047 526 or email insurance@tic.com.au for all your Personal Risk Insurance enquiries. iPlan will make member contact by email from Approved EOI’s, but not until 14 days after EOI Approval.

These include:

Income Protection.
Your ability to earn an income can be your most valuable financial asset.

Income Protection can:
  • Pay you up to 75% of your gross monthly income while you are unable to work due to sickness or injury;
  • Cover you 24 hrs per day, 365 days per year, even when you are overseas (depending on location), or on holidays;
  • Provide a range of options and benefits which can be tailored to your budget and individual circumstances. A popular example is a Pregnancy Premium Waiver;
  • The premium for Income Protection is tax deductible.

    Trauma Insurance
    Critical illness such as cancer, heart attack or stroke can affect anyone at any age.
    Trauma Insurance covers up to 65 specific conditions within these categories and is paid on diagnosis. The lump sum payment is tax free in the hand and can be used to reduce debt, pay medical expenses or fund your lifestyle.

    Life Cover
    Term life insurance pays a one-off lump sum upon death enabling beneficiaries to pay out debts and create ongoing income.  Most life policies now include a Terminal Illness benefit which will prepay your benefit amount on diagnosis of a condition which will be terminal within 12 months. This allows you to settle your affairs before death and can provide extra peace of mind.

    Total and Permanent Disablement 
    Total and Permanent Disablement (TPD) Insurance provides cover for an illness or injury that prevents you returning to your previous type of work.

    TPD cover provides a lump sum benefit that can be used to pay off debts, make necessary changes to your home (such as wheelchair ramps), and provide funds to employ a carer or fund an income stream.

    iPlan Insurance Services Pty Ltd Corporate Authorised Representative of iPlan Financial Services Pty Ltd Australian Financial Services Licence No. 311824

    To view the iPlan brochure, click here

    Meet your iPlan Team

    John Visser

    Holds a Diploma of Financial Services (Financial Planning) and has been working in the Financial Services Industry for the past 17 years and has extensive experience in providing risk insurance advice to clients. He understands the challenges facing small businesses having run a successful electrical contracting business for ten years prior to entering the Financial Services Industry. John is Brisbane based and is a family man with two fabulous daughters.

    Margaret Thomas – Dip. F.P.,JP(Qual)

    Risk Insurance Representative, Authorised Representative of Genesys Wealth Advisers Ltd – Representative No. 300576

    Margaret is a Risk Insurance Adviser and manages the Insurance Division. Margaret has been a specialist risk adviser for over 6 years and has extensive experience in the banking and finance industry including as a financial adviser.

    Richard Owen – Dip. F.P.
    Clients Services, Risk Insurance Representative

    Authorised Representative of Genesys Wealth Advisers Ltd – Representative No. 300576

    Richard has been a client of iPlan for more than 10 years and has now joined us to take on a role in Client Services.  His experience in management directing Advertising and Marketing for multinational companies has brought new and exciting opportunities to the team along with a wealth of experience and knowledge.

     


    YOUR MOST IMPORTANT ASSET

    iPlan Insurance Services Pty Ltd is a company with a big heart which strives to secure and protect  your most important asset – You.

    Most of us take the steps to insure our assets such as property, cars, home contents, jewellery…..the list just goes on.  But how many of us take out personal protection to insure that we can pay our bills and feed and educate our children if something goes wrong?

    Have you ever considered the impact on you and your family if you were to permanently lose the ability to walk, or suddenly suffer a debilitating stroke or heart attack?  How would you work?  How would you pay the bills?  How would you feed and clothe your family?  Would you have to sell property to survive?

    Have you ever considered suddenly losing your life partner?  Coping with bereavement as well as financial uncertainty is a position that nobody wants to find themselves in.

    These unexpected scenarios can be protected against.

    Personal Protection Insurance can replace income or provide funds for medical expenses, pay off your debts, and fund funeral expenses – most importantly it can help you maintain your existing lifestyle.

    Personal Protection Insurance will save you from having to sell property – remember,
    The Investors Club ethos is - NEVER, NEVER, NEVER SELL.

    Wise planning for the future will help you live by this ethos.

    iPlan’s motto is “I PLAN, DO YOU?”

    Are you planning for the unexpected?

    Failure to plan = Planning to fail

    PLAN TO PROTECT YOU AND YOUR ASSETS TODAY!

    Margaret Thomas
    Financial Adviser – Risk
    Authorised Representative No. 300576

    iPlan

     

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