Professional Investment Services

ABN 11 074 608 558

PERSONAL RISK INSURANCE FOR MEMBERS

Who are Professional Investment Services?

Professional Investment Services is an industry leader in Australia and offshore destinations in financial advisory services, and recognised for offering expert advice on a wide range of insurance through the Australian network of 500 professional advisers, using Australia’s top insurance company products.
PIS officially commenced operations on 6 August 1996, and is now a global group with representation across 7 countries.

The Investors Club, supported by Professional Investment Services aims to provide Personal Risk Insurance services to Club Members. Professional Investment Services will provide advice across the entire Personal Life Insurance product range which includes Income Protection, Business Expense, Term Life, TPD and Trauma (Critical Illness)”.

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The key types of personal risk insurance cover for TIC Members offered are: 

Life Insurance cover
With life insurance, the life you're really insuring is everyone else's! While you won't be around to enjoy any benefit, your family will. And that's why it's important to have some kind of cover. As the major breadwinner, who would look after the rest of your family when you die? Do you really want to be beholden to someone else to look after your family? And what if they need to go on welfare?
Potentially unnecessary property sales (and therefore fees payable and loss of  growth potential) can also be averted in terms of the asset distribution under the Will.

Income Protection Insurance

While life insurance cover will look after your family , what happens if you can't work because of illness or an accident and it's going to take months to recover? Or maybe you can never work again, and you've got school fees to pay, food to buy, and a mortgage or holding costs to meet.
This is when you need income protection insurance, otherwise known as disability insurance. It's estimated that you will earn something like $1,000,000 over your working life, so it would be fair to say that your income needs protecting a lot more than your home and your car. This is even more so given that at the age of 35 you are 10 times more likely to be disabled ,than die.

Trauma Insurance

If you're diagnosed with a critical illness or crisis, trauma insurance can relieve your financial difficulties. Unlike income protection insurance, which is dependent on your inability to work, trauma cover is paid out on the diagnosis of a defined critical illness regardless of your working status.

Your Support Member or Branch Manager can provide contact details of your local PIS Risk Adviser, who would be very pleased to sit down and complete an obligation free review for you.  

Professional Investment Services Pty Ltd (PIS)ABN 11 074 608 558  is the holder of an Australian Financial Services Licence (No 234951) under which PIS is authorised to, and carries on a financial services business which includes the provision of financial product advice and dealing in financial products.
PIS Advisers are Authorised Representative of PIS and provide advice on behalf of PIS